We work with people whose financial lives have become more important, more valuable or more complex.
Many clients come to us because they want to know if they are making the right decisions. They may be approaching retirement, preparing to sell a business, planning an estate, or thinking about how to protect what they have built.
Our Belleville and Prince Edward County wealth planning team serves clients across the Bay of Quinte, including Picton, Wellington and Trenton.
High-net-worth retirees and pre-retirees
You’ve worked hard to build your wealth, and now you want to know how it can support the next stage of life. We help you answer important retirement questions, including when you can retire, how to draw income, how to reduce tax and how to make sure your spouse and family are protected.
High-net-worth families with estate and legacy needs
When you’ve built more than you’ll likely need for retirement, the planning conversation changes. We help you think through how your wealth should be transferred, protected, gifted or used, so your estate reflects your wishes and your family is supported in a thoughtful, tax-efficient way.
Business owners nearing a sale or transition
If you’re thinking about selling your business, transitioning to a family member or stepping back in the next few years, the planning should start before the transaction happens. We help you prepare for that transition, understand how business wealth becomes personal wealth and plan for retirement after years of ownership.
Contractors and business owners in the trades
You’ve built a successful business through years of hands-on work, long days and practical decisions. Whether you own a contracting, excavating, landscaping, construction or service-based business, we help you plan for what comes next, from tax and retirement planning to succession, sale proceeds and family wealth.
Engineering firm owners and technical professionals
If you own an engineering firm or work in a technical profession, your financial life may include strong income, business value, retained earnings and future succession questions. We help you bring those pieces together so your personal, business and retirement plans are working in the same direction.
Retired military and high-income second-career professionals
You may have a military pension, strong private-sector income and a short window to make important financial decisions before fully retiring. We help you integrate pension income, manage tax, make the most of your highest-earning years and build a plan for the next stage of life.
Farmers, landowners and families with farm transition needs
If your family wealth includes farmland, land value or a farm business, your planning may involve more than retirement income. We help you think through estate planning, family transition, tax considerations and how land or farm assets fit into the bigger financial picture.
New Prince Edward County retirees from Toronto or larger cities
If you’ve moved to Prince Edward County after building wealth elsewhere, you may be looking for advice closer to home. We help new residents bring their retirement, investments, estate planning and family priorities together with local support and comprehensive financial planning.